Near Prime Full Doc

Our Near Prime Full Doc Home Loan helps applicants to achieve their desired home ownership. The product’s streamlined process and simple document requirements suit borrowers who desire a hassle-free application experience.

Security type	Residential
Loan Amount	$100,000 to $2,000,000
Maximum LVR	80%
Loan Term	Up to 30 years
Borrower Type	Individuals, Company or Trust
Loan Purpose	New Purchase, Refinance, Equity Release, Debt Consolidation
Repayment Method	Direct debit from nominated bank account
Redraw Facility	Variable rate loans only. Fee free for internet transaction. Transaction fees apply for requests that are manually processed.
Interest structure	Principal and Interest & Interest Only (Up to 5 years)

Near Prime Full Doc Product Guide

Document Checklist:

Income Documents (PAYG)

Last 2 payslips plus one of following:

Letter of employment
Latest group certificate/ PAYG summary
Tax assessment notice

Income Documents (Self Employed)

Last 1 year company tax returns and financial statements
Last 1 years individual tax return and tax assessment notice
ABN registered for 24 months
GST registered for 12 months

Download Document Checklist

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